Stamp Duty in England and Northern Ireland (SDLT)
Calculate stamp duty in England and Northern Ireland
Use our simple stamp duty calculator to work out the stamp duty rates on your property purchase in England or buying property in Northern Ireland.
The UK government requires you to pay stamp duty if you purchase a property above a certain value in England or Northern Ireland. If you purchase a property in Scotland or a property in Wales, see the following resources:
Buying a property in Scotland? You must pay Land and Transaction Tax in Scotland
Buying property in Wales? Use out LTT calculator to calculate stamp duty in Wales
Free Stamp Duty Calculator
Enter your property price in our stamp duty calculator below to find out how much stamp duty you are liable to pay. Remember to tick the relevant box if you are buying a second home or if you are a first time buyer.
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What is stamp duty?
Stamp duty, also known as SDLT (Stamp Duty Land Tax) in England and Northern Ireland is a land tax levied on property purchases over a certain value.
You must send a tax return to HMRC within 14 days of completion of purchase. Your solicitor will usually inform you of this during your property purchase. You may also be eligible for relief if you are a first time buyer or under other relief schemes.
How does the stamp duty calculator work?
Our stamp duty calculator works by giving you a general guideline on the amount of stamp duty you will have to pay on the purchase price of your property.
While we believe it to be close to accurate, after using our stamp duty calculator to get a general idea of the figure, you should always consult your legal or financial adviser to find out the actual amount of stamp duty you will have to pay.
If you are a first time buyer then you are entitled to a reduction in the rate of stamp duty, whereas if you are buying a second home or a buy-to-let property you will pay a higher rate. If either of these scenarios apply to you, tick the relevant box on our stamp duty calculator to obtain a more accurate figure.
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Where does stamp duty apply?
Stamp duty only applies in England and Northern Ireland. In Scotland you must pay Land and Buildings Transaction Tax and if you are buying a property in Wales then stamp duty in Wales is called Land Transaction Tax, or LTT.
Stamp Duty For Second Homes
If you purchase a second property with a value of more than £40,000 you will be liable for second home stamp duty. Under the current revised rates, this means an extra 3% on the revised rates for second homes. Use our stamp duty calculator and tick the box to calculate your stamp duty for a second home.
If you have bought a second home but you still own your first one, for example, if you are having difficulty selling your first property, then you are still liable for second home stamp duty on the new purchase.
When Is Stamp Duty Payable?
Stamp duty in England and Northern Ireland is payable within 14 days of the completed property purchase. You should be aware that if you fail to pay the required stamp duty within this window of time, you may be subjected to fines or financial penalties imposed by HMRC. If in doubt, take legal advice.
Stamp Duty For First Time Buyers
If you are a first time buyer then you are entitled to reduced stamp duty rates. This means the stamp duty rate for first time buyers exempts them for duty on the first £300,000 of the purchase price, provided the overall price is less than £500,000.
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How to pay your Stamp Duty Land Tax (SDLT)
Pay your SDLT on the UK Government Website
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